Nowadays, you hear more and more people talking about insurance claims. If you do not know what are insurance claims, you should learn that they are actually requests made by customers to insurance companies, when various things happen to them and they want to collect the money on their insurance policy. While in most cases, the insurance claims are reasonable, insurance companies tend to investigate the reasons behind them thoroughly, because throughout the years, they have had some ridiculous insurance claims as well.

One of the most ridiculous cases of insurance claims happened when an old man lost his teeth during a cruise, because he vomited over the side of the ship. As a result, he made a claim to his travel insurer, for new dentures, stating that they were ‘under lost baggage’. Then, one of the most ridiculous, but also hilarious cases of insurance claims was the one of a man who, distracted by a couple of girls in bikinis, walked into a bus shelter and broke his nose. The hospital bills were paid, though, by the insurance company.

While on holiday, two children buried in the sand the video camera of their parents, because they did not want it to get stolen. Unfortunately, they did not remember where they had buried it, but luckily for them, the insurance company paid for it. Even if this falls into the ridiculous insurance claims category, we must admit that the kids had good intentions. Ridiculous insurance claims are also made by people who love their car too much, like two men who filed a claim because the paintwork of their car was damaged, after a heard of cows licked it. Unfortunately, not all of the ridiculous insurance claims cases are also funny.

For example, a couple were on holiday in the beautiful Malaysia, but they were stunned after they returned to their home and discovered that monkeys had broken in and had stolen their clothes. They found them scattered through the rainforest nearby, and the insurance company paid their claim. Another family made some ridiculous insurance claims after their tent was ruined by a parachutists who landed on their equipment, but they were not that lucky, as the insurance company did not pay out.